The desire to cycling Berlin begins with the spring – slowly but surely also the new took starts with spring for many cyclists. And many wondering whether he brings his sports equipment from the basement for the warm days of the year or even for excursions in the Green buy a new wheel. Household insurance, the bike although one of the insured items. But only if it is in the House, in the apartment or in the cellar. The consumer magazine for finance and insurance Banktip.de explains what should look when searching for a suitable insurance protection for the bike. One of the most popular and highly recommended extensions to the home insurance is the extension against bicycle theft.

If the wheel from a shared bicycle cellar disappears, the most household insurance won’t pay? The Boneshaker is normally only insured, if he plays for a burglary in their basement, garage or in the apartment. Who much with the bike on the way is should be a Complete bike theft extension to its home insurance. They replaced the wheel if it is stolen while shopping from the store. There but not free this coverage, you should consider whether this protection against bicycle theft is worthwhile or not. The bicycle theft extension just applies to older contracts only between 6: 00 and 10: 00. After 22 h of bicycles on the street cannot be allowed if it is in use. “Who was until 23: 00 in cinema, need not worry, because the cinema is seen as a unit and hence the bike was in use.

But turns off his bicycle in front of his house and then drives the car to the night shift, the use is finished. “The wheel is insured in the case so not against theft, insurance expert Wolff von Rechberg explained by Banktip.de. Banktip.de recommends: some household insurance insure the bike over the supplementary insurance even around the clock.